3. About this app. Fri Mar 26, 2021 12:00 AM Last update on: Fri Mar 26, 2021 02:56 PMHow to open Nagad account | কোনো NID কার্ড ছাড়াই নগদ অ্যাকাউন্ট খুলুন | Nagad Account On Mobil 2021#youtube_lite_pro#Nagad. To Open Nagad Account Steps. Nagad is a popular Mobile Banking service. cash out and mobile recharge releted all update correct information. To open a Nagad Merchant Account, follow these steps: Go to Nagad website and click on “Open Merchant Account” button. If the bonus does not get posted to any eligible customer's account even after the time frame ends, he or she will receive it within 20 days after the campaign ends. FAQ;This video about nagad account. You can re-open a Nagad account on the same SIM or any other SIM using the same national identity card. উপায় (upay), a Digital Financial Service brand, is aiming to help aspirers achieve their goals through easy, secure, and innovative digital financial. So, I. Step 3: Open the emulator on your Windows 11/10. send again by writing the menu number. আপনি কিন্তু আরও সহজতর উপায়ে নগদ অ্যাপ দিয়ে nagad account check করতে পারবেন। তো এর জন্য আপনাদেরকে গুগল প্লে স্টোর থেকে নগদ অ্যাপ ডাউনলোড করতে. To transact through the exchange, the customer must first open an exchange account. . . How to Open Nagad Account Without NID Card? To open a Nagad account without NID card, you need to use the USSD code *167#. Customer receives a confirmation SMS which contains his/her Rocket account Number (please remember. You can apply CSS to your Pen from any stylesheet on the web. How to Open Nagad Accountকিভাবে নগদ একাউন্ট করবNagad App Account Kholar Niom#nagad #nagad_app #নগদযদি এই ভিডিওটি. স্বাগতম বন্ধুরা আপনাদের সবাইকে আজকের টিউটোরিয়ালে। আজকের. Then you will enter Nagad, and there is an option called “Bill Payment” click on it. nagad account kivabe khulbo, নগদ একাউন্ট খোলার পদ্ধতি, how to create nagad account in bangladesh | nogod | nogod account open 2023#nagad_account_kivabe. Nagad account kivabe khulbo 2023 | নগদ একাউন্ট খোলার নিয়ম 2023 | How to open nagad accounthow to open nagad account,how to create nagad account,নগদ. Nagad will bring more interesting features in the future, so open the account today. 00 USD (2,011. nagad kyc problem. How many bkash account can i open with 1 nid সম্পর্কে আজকে জানাবো আপনাদের। এখানে আপনি একটা nid দিয়ে কয়টি বিকাশ খুলেতে পারবেন তা. Perfect Money Nagad Personal 100. Nagad is a Bangladeshi mobile banking system. Easy Account Opening In March 2019, for the first time in Bangladesh, Nagad started the process of opening an account through the Electronic Know Your Customer or EKYC registration process. With These 3 ways, you can Create a new Nagad Mobile Banking. নিজেই খুলুন নগদ একাউন্ট | How To Open Nagad Account On Mobile 2021. Open a ‘Nagad’ Account With The USSD Code : First, dial *167#, Then set your 4-digit PIN, Then confirm by typing it again (Don’t tell anyone your secret PIN). via USSD channel. . A Nagad account without NID can be opened quickly through the Nagad app or by dialing *167#. Nagad Account দেখার কোড হচ্ছে *167# এই নাম্বার ডায়াল করে নগদ কোড দেখা যাবে। এই উপায়ে মূলত বাটন মোবাইল থেকে মানুষ নগদ একাউন্টে প্রবেশ করে। তবে. An easy and simple way to open a Nejad account without National identity card. Tap here to know about the Nagad Offers. Then click on the Send Money option. Open Nagad account and begin your cell banking in Bangladesh. Run Nagad on PC with LDPlayer. Nogod code ডায়াল করে Nagad Account Check. Self creates Nagad account by your Nagad application. welcome to jashim official channel how to nagad account openকিভাবে ঘরে বসেই নগদ একাউন্ট খোলবেন মা্এ ১ মিনিটে#. A birth certificate is a legal document that serves as proof of People birth. নগদ একাউন্ট ডিলেট করার নিয়ম | How to delete nagad account | b2b bangla#b2b_bangla #nagad_app_loginMusic by Ikson. First time recharge on any mobile number from the app. Open Nagad Account;. Withdraw constant quantity through the constant range of transactions per day within the mobile. 05 BDT (23. 1 নগদ একাউন্ট খোলার পদ্ধতি । Nagad account open. This was possible as Nagad could piggyback on Grameenphone's customer verification database for mobile connections. Simply fill up the form and click save to. This interest free account is under the direct supervision of the Shariah Committee. In This Video today I want learn how to forgot nagad password. Then set your 4-digit PIN. Nagad automatically gets your NID data from your phone number. Step 3: Now search for Nagad App on Google playstore. নগদ ব্যালেন্স চেক করার পদ্ধতি | how to check nagad account balance Email: [email protected] - নগদ Mobile Banking A to ZPost Office Digital Financial Serviceনগদ অ্যাপ এর মাধ্যমে ঘরে বসেই খুলে ফেলতে. All Robi-Airtel subscribers, Welcome to Nagad. Visit bKash Address Verification page. We partnered with mobile operators to create a system that will enable account opening from a feature phone by dialling *167# and setting a four-digit PIN. হজ্ব ট্যুরস এন্ড ট্রাভেলস পেমেন্ট. নগদ একাউন্ট খোলার পদ্ধতি কোড বাটন ফোন NID ছাড়াই।How To Open Nagad Account#nagad #nagadaccount #opennagadaccount #nagad. Read more. Video Title:Nagad Account 2021 | How to Open Nagad Account | নগদ একাউন্ট খোলার নিয়ম। নগদ একাউন্ট কিভাবে খুলবHello. Open an Account - Opening a bKash Account on your mobile phone. Muslim brothers and sisters will be able to open a Nagad account in a separate category of Nagad, Islamic category when opening a Nagad account. Citytouch is the one-stop solution for all banking services. With this service ‘Nagad’ app users who is holding Visa and Mastercard can now add money to their ‘Nagad’ accounts very smoothly and conveniently. Now write down your Nagad account number and the amount in the agent register. My Nagad. Download Cellfin, register & enjoy!This video about nagad islamic account. Dial *167# to open a Nagad account or check the Nagad balance. 3 easy steps to open your Nagad Account. Reply Press 1 Balance inquiry and click send Option. Nagad is soon to bring very exciting and innovative services in the market to meet customer needs and demands. . The Nagad account will receive all the data of the SIM by which it will dial. Today you will get all nws about Nagad account 2022. To reload, simply follow the steps below: If you don't have a Nagad account, then open one today with your skitto number and for the first c. . nagad account open. If you read today’s article, you can easily. Then two options will appear general account and merchant account. How does it work? When you first open Nagad, you will be asked to open a new account if you don't have one yet. 6. Here you can find a lot of tips and tricks about Android mobile in bangla… Video Topic:- Nagad Pin Code Forgot Password 2021. Currently, the 16 digit card number can be used for sending or collecting money from other Nagad Customers. how to open nagad account. #nagadaccount #nagadhow to create nagad account,nagad account,nagad account open,কিভাবে নগদ একাউন্ট খুলব,নগদ একাউন্ট খোলার. To open a Nagad Merchant Account, follow these steps: Go to Nagad website and click on “Open Merchant Account” button. nagad account open. . There you will find a form to put merchant id, merchant private key , Nagad gateway public key and other necessary fields. If you can check your Nagad account balance please use nagad dial code. Under these arrangements, customers can open Nagad accounts instantly by giving consent to their respective telecom operators for sharing four types of information: name, NID number, date of birth, and present address. Nagad. That is to register on the exchange network. 00 USD (11,122. Nagad merchant একাউন্ট খুলতে হলে. Then select “Electricity” and click on the “NESCO” option. However Let’s check the Nagad Interest Rate 2023 in the below table, which helps to know profit on the amount of money deposited in their Nagad account from 1 st July 2021: Nagad Interest Rate Balance/Slab (BDT) Profit Rate (P. How To Register/Open Nagad Account? Opening a Nagad account is very simple. You will get notifications on your latest Nagad activity; see your transaction. . Meaning of NAGAD. Nogod code ডায়াল করার মাধ্যমে Nagad Account Check করে নিতে চাইলে, প্রথমে আপনার ফোনের ডায়াল পেড থেকে ডায়াল করুনঃHow to verify the nagad account Do you understand the way to open Nagad account? There are three Nagad Account Opening systems, however, in case you nevertheless don`t understand, then allow me to display to you the way to open a nagad account in three approaches. #MsquareiTHow to open account :The. First open Nagad apps on your mobile phone. If you want to withdraw 1000 Taka from the Nagad account, then 1015. . Nagad app facilitates your daily financial transaction needs like cash in, cash out, send money (P2P), mobile recharge etc. Nagad app download link-merchant account opening process. Upon adding BDT 500 or more to your account from debit or credit card through the app (Card to bKash) BDT 10. হেডলাইন Off Contents. Download and install Android Emulator for PC of your choice from the list we provided. In this video i will show how to open nagad account on mobile 2023. Nagad (Bengali: নগদ) is a Bangladeshi Digital Financial Service (DFS), operating under the authority of Bangladesh Post Office, an attached department of the Ministry of Post and Telecommunication (Bangladesh). . Enter the 4 digit PIN number for the bKash account. Install the game and open the app drawer or all apps in the emulator. নগদ একটি যুগান্তকারী ও নিরাপদ ডিজিটাল ফিন্যান্সিয়াল সার্ভিস. To take a loan from nagad, you need your old nagad account. You will get. For this only your mobile number and national nid card will be required. By. How To Open Nagad Account| নগদ একাউন্ট খোলার নিয়ম। Omar Basic Tech. Categories Nagad Tags nagad balance check, nagad cash out charge, nagad helpline number, nagad transaction id, নগদ app download, নগদ একাউন্ট কিভাবে খুলতে হয়, নগদ একাউন্ট কোড, নগদ একাউন্ট খোলার নিয়ম, নগদ. You can register your Nagad account at home with the Nagad app or by visiting. There are also Lakhpoti offer. নীচের লিঙ্ক থেকে বিকাশ অ্যাপ ডাউনলোড করুন বিকাশ একাউন্ট ওপেন করুন এবং. নগদ একাউন্ট নম্বর পরিবর্তন করার নিয়ম | Nagad account number change | B2BBANGLAnagad accoont, open account, how to open nagad account,nagad account 2022, nagad account kholar niom, nagad account kibabe kulbo, angad app,net com, how to o. ১/ ইউএসএসডি কোড ব্যাবহার করে নগদ একাউন্ট দেখাHow to open Nagad account by app || কিভাবে নগদের অ্যাকাউন্ট অ্যাপ দিয়ে খুলতে হয় || JFM World ||First, go to Google Play Store and install bKash apps. Facebook Page Link: Link: Message to our sponsor " Realmati. After that, by clicking on the electricity. Set a 4-digit PIN for your account. এখানে nagad Mobile Banking এর আওতায় আপনি যেসব তথ্য পাবেন তা হচ্ছেঃ. Learn More. l hope you will learn more from this. There. How does it work? When you first open Nagad, you will be asked to open a new account if you don't have one yet. Just you need a smart-phone, NID and Bangladeshi mobile number. b. নগদ অ্যাপ এর মাধ্যমে ঘরে বসেই খুলে ফেলতে. Mobile banking has multiple advantages these days. your nagad account balance should come on a pop-up. Confirm by typing the PIN again (don’t reveal your secret PIN to anyone) Then choose whether you want to be entitled for profit. How To Open Nagad Account - Register Nagad Account - Create Nagad Account. Create a 4-digit PIN. It will make things easier in case you face difficulty registering by yourself. নগদে যেহেতু অনেক সার্ভিস পাওয়া যাচ্ছে, তাই Nagad Account Balance Check করার নিয়ম বলতে শুধুমাত্র নগদে কত টাকা আছে অর্থাৎ, নগদ একাউন্ট ব্যালেন্স চেক. Nagad has received the much-awaited permission from the Bangladesh Bank (BB) to launch its digital bank. Safety starts with understanding how developers collect and share your data. Step 4: Enter your Mobile Menu PIN. একটি NID কার্ড দিয়ে কয়টি নগদ একাউন্ট খোলা যায় | How many Nagad account can open with a NID card?একটা. . 00 Tk. This will get you the current Nagad account balance. Enter your mobile number and NID number. Visit the nearest. 99 TK per 1000 TK, which becomes 11. To complete seamless transactions any time of the day, ‘Nagad’ users need to click the ‘Add Money’ button on the ‘Nagad’ app interface and select the ‘Card to Nagad’ option. My Social media links:-👉Instagramto Download and Install Nagad for PC or MAC: Open the emulator software from the start menu or desktop shortcut in your PC. Customer Onboarding is a very easy process with Nagad, as any interested person simply needs to dial *167# from their mobile phone to open an account. Although, you can also go to a local Nagad agent to complete the registration process. Millions of people have believed in cash Islamic account for 3 years. নগদ একাউন্ট খোলার পদ্ধতি | How to Open Nagad Account 2022 কিভাবে নগদ একাউন্ট করব, nagad account,nagad app,nagad, how. Then go to the “Pay Bill” option from here. 2 নগদ এজেন্ট পয়েন্ট থেকে নতুন নগদ. Open nagad account ll How to open nagad account 2023. Nagad verifies the information already shared with the mobile operators and then crosschecks it with the database of. 3. Cash Out charge in Nagad USSD (non-smartphone user) for Islamic Customer is Tk. Step 3: Verify your Address. Then, you’ll be asked to upload a photo of the front and back of your ID. how. Nagad code refers to the Nagad account opening code and Nagad balance checking code. . Remember that if you want your independence and do not want to share your. Finance. Select “Activate Mobile Menu”. Step 5: Log in to Play Store using your Gmail ID. Now is the time for digital payments. নগদ একাউন্ট খুলতে পারবেন আপনার হাতে থাকা স্মার্ট ফোন থেকেই নিজেই ঘরে বসে. Currently, the 16 digit card number can be used for sending or collecting money from other Nagad Customers. Here are the steps on how to. Your Nagad account will be opened within a few minutes. Install the game and open the app drawer or all apps in the emulator. "how to open nagad account | নগদ একাউন্ট খোলার পদ্ধতি 2022Nagad’s services are designed to facilitate convenience and maximum benefit for its users. ১ লিখে সেন্ড করে Balance Inquiry অপশনে প্রবেশ করুন।. 3. Thanks for being with us. nagad account 2021. . 2. . Thanks for watching my video. Write bKash Personal Account Number. You will need the following documents for opening a Nagad Merchant Account, such as: Voter ID card or smart card/driving license or passport A mobile. A PIN. Set 4 digit PIN. When you have received the verification letter from the e-courier. Nagad MFS can be availed by ‘Nagad’ mobile Apps. Note: Keep your PIN number secret at all times, don’t share your bKash pin code number with anyone. 1 stepmob. Process of nagad balance check: Dial nagad account balance check code *167#. Set 4 digit PIN. nagad account open. Data safety. Finally, enter your PIN number and click the. 6K Share 154K views 2 years ago BANGLADESH How To Create Nagad Account in Just 10 Seconds In this video, we wil learn about creation of a Nagad account and there will be no requir Show more. News Source: Facebook. Opening an account requires a National Identity Card. After opening the account you will get a page titled Other Documents in the middle. কিভাবে নিজের নগদ একাউন্ট খুলবেন শিখুন মাত্র ৫ মিনিটে। ডাক বিভাগের. Nagad is a very dynamic and secure digital financial service that facilitates customers’ daily financial transaction needs like cash-in, cash-out, send money, mobile. Open the app and click on “Open Account”. . See more of THE SA TUTOR on Facebook. After registration, your mobile number will be your bKash Account number. So, many people don't know how to open N. nagad noraml to islamic account. নগদ একাউন্ট খোলার নিয়ম,নগদ একাউন্ট খোলার পদ্ধতি,how to create nagad account,nagad account khulbo kivabe,Nagad. Type bank or card name on the box. Then click on the “Bill” option. Finally, you will know your current Nagad account balance. 00 takas will be deducted from the account. Step 1 Download Nagad App from Play Store or App Store. I’ll describe all the usages, benefits and problems of it. Hotel. Write bKash Personal Account Number. A bKash customer can make payment by scanning your Personal Retail Account QR, via bKash Payment Gateway or by manually typing your Personal Retail Account No. thanks an. of the shop. Set a 4-digit PIN for your account. Then within no time, the Nagad account is activated for use. Dialing this code will initiate the initial process of opening your cash account. আসসালামু আলাইকুম! এই ভিডিও তে আমি দেখিয়েছি কিভাবে আপনার হাতে থাকা মোবাইল. Nagad client will be able to make a single transaction of Tk 50,000 and a maximum of Tk 250,000 in 10 transactions per day. This is the Nagad dial code system for any user to check user balance. select NO: 1 Balance Inquiry options from My NAGAD menu list then enter your 4 digit Nagad pin code. Download Nagad APK to your PC; Open Nagad APK using the emulator or drag and drop the APK file into the emulator to install the app. Check nagad cashout charge. 00 per thousand (1000) taka (including VAT) from the Nagad Islamic app (smartphone user). Sufficient amount of money should be transacted in that cash account. How to create nagad account nagad account nagad how to open nagad account নগদ একাউন্ট তৈরি নগদ 🙏Assalamu Alaikum. Customer receives an IVR call or USSD Flash menu and in reply, he/she gives a 4 - digit PIN number at his/her choice (please remember your PIN) A Rocket account is created in DBBL system which is his/her mobile number + one check digit. Nagad account open করার উপায় তিনটি। যথাঃ বাটন মোবাইল থেকে কোড ডায়াল করে নগদ একাউন্ট খোলা যায়। android মোবাইল দিয়ে Nagad App ব্যবহার করে নগদ একাউন্ট. You will receive a confirmation SMS on your registered mobile number. The Nagad account could be very fashionable in Bangladesh. Then enter your “Meter Number” by selecting the “Month” and “Year” when you recharged. Step 2: Once the emulator is installed, just open it and find Google Playstore App icon on the home screen of Memuplay. Payment service allows you to pay a merchant from your Nagad account. প্রথমে. How To Open Rocket Account. Gmail password change2021 #change_gmail_password #gmail Rocket account opening rules 2021. A maximum loan of 5 thousand taka can be taken from nagad. account releted all update information. Confirm by typing the PIN again ( ( Don’t SHARE anyone the secret PIN) Your ‘Nagad’ account is done. Then login to your bKash account with your mobile number and password. Welcome to Multi Tricks channel. So let’s start with the how Open a Nagad account immediately. 3 easy steps to open your Nagad Account. . 6. . Dial *167# to open a Nagad account or check the Nagad balance. Nagad app facilitates your daily financial transaction needs like cash in, cash out, send money (P2P), mobile recharge etc. . With a joint account, all account holders are allowed to view transactions, carry out transactions, hold a debit card, and pay money in. The popular MFS. Open the installed Emulator and open the Google Play Store in it. Create new account. . nagad app. To begin, go to the Google Play Store or the App Store and download Nagad App. . Create new account. Step 2: Select [7] My Nagad. . nogad Bangladeshi mobile banking account create tutorial video 2021best mobile banking account open your phone tutorial tipsআপনি আপনার ফোন দিয়ে নিজে. Nagad- নগদ অ্যাপ এর মাধ্যমে ঘরে বসেই অ্যাকাউন্ট খুলে ফেলতে পারেন | How to open Nagad account **Nagad. nagad account open. Very easy process debit or credit card to nagad account. You can view your cash account statement in two ways. BDT 25. Nagad App is a dynamic and secured digital financial service app that facilitates your daily financial transaction needs like cash in, cash out, send money (P2P), mobile recharge etc. মার্চেন্ট একাউন্ট খুলতে হলে আপনাকে অবশ্যই কিছু নিয়ম ফলো করতে হবে এবং কিছু কাগজপত্র লাগবে।. Now insert your SIM into your mobile slot and on it. Mobile Phone. Nagad account open. So to check the sim number in an Apple device such as iPhone, follow these steps: Settings > Phone > My Number. Set up your personal Nagad account. If you then please consider. This will get you the current Nagad account balance. This video about nagad account. nagad account kholar niyom. Wait for a while to complete the loading. Therefore, Robi-Airtel and Teletalk users can already open Nagad account in two steps by simply dialing *167#. Nagad is a popular mobile financial service in Bangladesh, offering a range of convenient features including balance inquiry. In addition your typing speed should be per minutes Bangla (20) and English (20). 👉 in this video about : কিভাবে বাংলাদেশ থেকে নগদ মোবাইল ব্যাংকিং একাউন্ট ও এ্যাপ. arrow_forward. After analyzing this post, you’ll be capable of opening […]নতুন বিকাশ একাউন্ট খোলা একদম সিম্পল! নতুন বিকাশ একাউন্ট খোলা একদম সিম্পল ! বর্তমানে সকল এয়ারটেল, বাংলালিংক, টেলিটক, গ্রামীণফোন এবং. To check the bKash balance with the app; install the bkash app from the play store or iStore. Facebook. Preserve the confirmation SMS for future reference. . No extra NID card or photo is required for this. Apps link:. Nagad will bring more interesting features in the future, so open the account today. This is why there is a KYC resubmission menu in Nagad in case you want to change the NID from the one associated with your phone number to your own personal NID (although wouldn't recommend doing so as I've seen. দেশ সেরা Mobile Banking এর মধ্যে অন্যতম অবস্থানে আছে Nagad Mobile Banking প্রতিষ্ঠান। আর নগদের এত এত সুবিধা উপভোগ করতেই সবাই জানতে চাচ্ছে how to open nagad account?Open the Bkash app from your phone. . This Video is About How to Create Account on Nagad and Earn 120 TK Bonus. nagad mobile banking. Then, you’ll be asked to upload a photo of the front and back of your ID. Hi friends today I will show you How to open Nagad Account without NID Card. How to Nagad Account Mobile Recharge From Grameenphone Banglalink Airtel Teletalk Robi prepaid SIM Bangla tutorial 2021#mobilerechargenagad Subscribe My Per. Hello Viewers,Welcome Back again Sky24Buzz !in this video, I will show you How to Open Nagad Account this video how to open Nagad Account You can easily open. আইডি কার্ড ছাড়া নগদ একাউন্ট খোলার পদ্ধতি | Create Nagad Account without NID CardHello viewers, Today I am going to show this. So, see the full video. 7K subscribers Subscribe 31K views 2 years ago BANGLADESH How To Open Nagad Account - Register Nagad Account - Create. To ensure the Digit. If you pay from a shop, collect the transaction ID or the Nagad No. How to create nagad account nagad account nagad how to open nagad account নগদ একাউন্ট তৈরি নগদ 🙏Assalamu Alaikum. Android software new. You can find a Nagad Virtual Card Number in your account. নগদ Nagad একাউন্ট কিভাবে খুলতে হয় || How to open Nagad account || #RitonTechBDহ্যালো বন্ধুরাআজ আমি. Read and agree to the terms and conditions. You can Create a Nagad account at home with your National ID card. Open. how to open nagad account. It takes the data of the NID which was used to register your phone. . if you want to know more and if you have any questions please feel free to comment below. a. comnagad blance,check nagad account blance,nagad app. 3. We had to develop something to allow those with feature phones to open Nagad accounts just as easily. how to open nagad account । ডায়াল করে নগদ একাউন্টের সকল তথ্য । নগদ । Nagad Account । *167. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright. . This is Nagad Account Balance Check Code Process. P. নগদ একাউন্ট খোলার পদ্ধতি | How to Open Nagad Account 2023 | কিভাবে নগদ একাউন্ট করব | RT TECH BD |#nagad #. nagod account kivabe khulbo | নগদ একাউন্ট খোলার নিয়ম | How To Open Nagad Account 2023. Cell banking has a multi. Step 3: Verify your Address. Who have no idea about online application can follow our instrucation step by step. কিভাবে নগদ একাউন্ট খুলবেন | How to open Nagad account | Nagad App Subscribe :. Nagad Mobile Banking Account A To Z | How To Open Nagad Account | Bangla Tutorial |App Link : যদি ভালে. কোনো রকম কাগজপত্রের ঝামেলা ছাড়া ইউএসএসডি (USSD) কোড *167# ডায়াল করে খুবই সহজে ‘নগদ’ একাউন্ট খুলতে নিচের ধাপগুলো অনুসরণ করুনঃ-. Associate or set up your Google account with the emulator. The account will then be closed. A Nagad account without NID can be opened quickly through the Nagad app or… 0 Comment. No money can be kept to say zero. • Digital KYC registration to ensure security and ease • Smartphone application to epitomize user-friendliness • Services launched with the essence of financial freedom .